Insurance

We will be joining the CT Partnership Plan 2.0 on Sept 1, 2018
Please note:  CIGNA HD/HSA Plan ended Aug 31, 2018

Preferred In-Network Doctors and Preferred Site of Service Lab and Radiology (in some instances copay can be $0)https://stateofct.welcometouhc.com/find-a-doctor   (please read carefully)   While the copay difference between a Preferred In-network doctor and a Non Preferred In-network doctor is a matter of a $15 copay (versus $0 for Tier 1), the difference between a Preferred Site of Service Lab and Radiology and a Non Preferred Site of Service Lab and Radiology can be significant!  Non Preferred Site of Service Lab and Radiology could end up costing you 20% of the total service charge (versus $0 for Tier 1).  My word of advice? If you are trying to minimize your out-of-pocket cost I recommend you check that your doctor, lab or radiology unit (personal choice) is not only an In-network provider but also a Preferred provider.    


April 2018 Memorandum about switch

WEA insurance rates  |  How to Survive a High-Deductible Health Plan from Consumer Reports